Hours of Operation

Mon-Fri 9am-5:30pm, Sat Closed, Sun Closed

Products and Services

* Money Markets Accounts
* Checking Accounts
* IRA-Traditional-Coverdale
* Student Loans
* Kirby Kangaroo Kids Savings Accounts

Club Savings Accounts (No Early Withdrawal):

* Wedding
* Christmas
* Tools
* Back to School
* Tax Time Club

Consumer Lending:

* Auto
* Motorcycle
* RV
* ATV
* Water-Craft
* Electrical Equipment Loans
* Livestock Trailers

We Also Offer:

* Visa Check Cards
* Cashier Checks
* Money Orders
* Free ATM Debit with Qualifying Checking Accounts
* Pre-Paid Credit Cards Available

About U- 1st Community Federal Credit Union

Welcome to U-1ST Community Credit Union. We have been serving the local community since October 3rd 1955. With over 57 years in the community, you know that you can put your trust in us.

We offer several different Checking Accounts to meet your needs.

We also offer Consumer Lending, Overdraft Protection and Courtesy Pay Protection.

Look no further than your Local Community Credit Union, Where U COME FIRST.

When you take out your Consumer Lending Loan, we offer Gap Protection and Mechanical Repair Coverage on most consumer loans.

We offer Credit Life & Disability Insurance on all consumer loans.

Do you need a few extra dollars until payday? Don't go to a Pay Day Loan Center, let U-1st Community Credit Union set you up with a consumer loan and an easier term & payment plan.

We are a member of the Carlsbad Rotary.